For information regarding saving money on your family dental expenses, contact John Caris at 888-876-1460 x103 or Contact him.
With drug costs now (mostly) covered by Medicare, dental care is the largest out-of-pocket medical expense for many a retiree. Count on spending some significant bucks if you like the idea of using your own teeth. Whereas a cheap set of dentures costs $395, saving a single diseased molar can run $2,000 ($1,000 for a root canal plus $1,000 for a crown).
Insurers see an opportunity here. Only 30% of old people are now covered by a dental plan, compared with 54% of working age adults and 80% of children. “Aging boomers are accustomed to having coverage,” points out Evelyn Ireland, executive director of the National Association of Dental Plans.
During the past two years UnitedHealthcare has rolled out individual dental plans in 30 states and Aetna in 4. Cigna plans to jump in next year. AARP, the old people’s lobby, took its dental plan nationwide in 2007. (The plan is run for AARP by Delta Dental Insurance Co., which covers a quarter of the 176 million Americans with dental insurance.)
Should you buy individual dental insurance?